科技金融支持山东绿色数字经济发展的动力机制研究

A Study on the Driving Mechanism of Financial Technology Support for the Development of Shandong’s Green Digital Economy

摘要

在“双碳”目标与数字经济加速发展的背景下，绿色低碳转型与数字化发展成为推动经济高质量增长的重要路径。科技金融通过优化资源配置与促进技术进步，在其中发挥关键作用。基于内生增长理论与新结构经济学，本文构建多维动力机制框架，并以2010—2024年山东省地级市面板数据进行实证检验。研究发现：科技金融显著促进绿色数字经济发展，该作用主要通过技术创新与资源配置路径实现，并呈现明显区域异质性；同时，其在缓解融资约束与降低转型风险方面具有重要作用。基于此，本文提出完善科技金融体系、强化数字基础设施及优化制度环境等政策建议，为区域绿色低碳与数字经济协同发展提供经验证据。

Abstract

Against the backdrop of the “dual carbon” goals and the accelerated development of the digital economy, green and low-carbon transformation coupled with digitalization has emerged as a pivotal pathway for driving high-quality economic growth. Technology finance plays a critical role in this process by optimizing resource allocation and fostering technological advancement. Grounded in endogenous growth theory and new structural economics, this study constructs a multidimensional dynamic mechanism framework and conducts empirical analysis using panel data from prefecture-level cities in Shandong Province from 2010 to 2024. The findings reveal that technology finance significantly promotes the development of the green digital economy, primarily through technological innovation and efficient resource allocation, while exhibiting notable regional heterogeneity. Additionally, it plays a vital role in alleviating financing constraints and mitigating transformation risks. Based on these insights, the paper proposes policy recommendations—including enhancing the technology finance system, strengthening digital infrastructure, and optimizing the institutional environment—to provide empirical evidence supporting the coordinated development of regional green, low-carbon initiatives and the digital economy.

关键词

科技金融 / 绿色数字经济 / 动力机制 / 技术创新

Key words

technology finance / green digital economy / incentive mechanism / technological innovation

参考文献

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[4] 陈诗一 . 绿色全要素生产率与经济增长[J]. 经济研究, 2019(5): 45-59.

[5] 李建军, 王晓红 . 数字金融对绿色发展的影响机制研究[J]. 金融研究, 2021(2): 78-95.

基金资助

山东省社科联2025年度人文社会科学课题合作专项“ESG与新质生产力双视角下科技金融支持绿色数字经济发展的动力机制研究”()